Canadian Real Estate News

This Week’s Top Stories: Canadian Investor Mortgage Crackdown, & Affordability Near Record Lows

<![CDATA[Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Investor Mortgage Crackdown Set For 2026, Delayed 3 Years Canada’s financial watchdog is finally moving its banks up to global risk standards after three years of delays. OSFI has told lenders to prepare to adopt the Basel III minimum output floor […] The post <a href="https://betterdwelling.com/this-weeks-top-stories-canadian-investor-mortgage-crackdown-affordability-near-record-lows/">This Week’s Top Stories: Canadian Investor Mortgage Crackdown, & Affordability Near Record Lows </a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Canadian Investor Mortgage Crackdown Set For 2026, Delayed 3 Years

<![CDATA[Canada’s bank regulator will finally move to curb investor mortgage risk—nearly 3 years behind schedule. The Office of the Superintendent of Financial Institutions (OSFI) will treat investor mortgages as riskier assets in 2026, reducing liquidity for mortgages on non-owner-occupied homes. Originally scheduled for 2023, the rule is part of Canada’s delayed adoption of global risk […] The post <a href="https://betterdwelling.com/canadian-investor-mortgage-crackdown-set-for-2026-delayed-3-years/">Canadian Investor Mortgage Crackdown Set For 2026, Delayed 3 Years</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Canadian & US Real Estate Affordability Improved, Still Near Record Lows: BMO

<![CDATA[Canadians and Americans may be more alike than they want to admit—especially when it comes to housing. A new report from BMO Capital Markets finds falling prices and cheaper credit have pushed housing affordability to a multi-year high. Still, the bank warns both markets remain near multi-generational lows and have a long way to go […] The post <a href="https://betterdwelling.com/canadian-us-real-estate-affordability-improved-still-near-record-lows-bmo/">Canadian & US Real Estate Affordability Improved, Still Near Record Lows: BMO </a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Canadian Insolvencies Accelerate, Hit Highest Level Since 2009

<![CDATA[Canadian consumer insolvencies are surging to levels not seen since the financial crisis, despite stronger employment. The Office of the Superintendent of Bankruptcy (OSB) just reported the highest September filings since 2009, countering any recent signs of improvement. If anything, the trend appears to be just getting started. Canadian Insolvencies Surge To Highest Level Since […] The post <a href="https://betterdwelling.com/canadian-insolvencies-accelerate-hit-highest-level-since-2009/">Canadian Insolvencies Accelerate, Hit Highest Level Since 2009</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Canadian Job Growth Is All In On Big Business, Amplifying Risks: BMO

<![CDATA[Canada’s growth engine has long been small businesses, but the country is all in on large firms. BMO Capital Markets warns that while large firms make up only a small share of total employment, they’ve accounted for virtually all job gains in 2025. The bank cautions that this imbalance is amplifying downturn risks and could […] The post <a href="https://betterdwelling.com/canadian-job-growth-is-all-in-on-big-business-amplifying-risks-bmo/">Canadian Job Growth Is All In On Big Business, Amplifying Risks: BMO</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Bank of Canada Survey Puts 1-In-3 Odds of Recession By March 2026

<![CDATA[Canada’s odds of recession remain above 1 in 3, according to the Bank of Canada’s (BoC) Market Participants Survey (MPS) for Q3 2025. The survey of banks, asset managers, and investment firms shows markets still expect a downturn within 6 months—and optimism is eroding even among the most upbeat respondents. Markets Give 1 In 3 […] The post <a href="https://betterdwelling.com/bank-of-canada-survey-puts-1-in-3-odds-of-recession-by-march-2026/">Bank of Canada Survey Puts 1-In-3 Odds of Recession By March 2026</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

This Week’s Top Stories: Fitch Warns Canada Faces Credit Downgrade, & Low Scrutiny Mortgages

<![CDATA[Time for your cheat sheet on this week’s top stories. Canadian Real Estate Fitch Warns Canada of Credit Downgrade—That’s Bad News For Mortgages Canada’s supersized budget may soon cost households a lot more to borrow. Fitch Ratings warns the country faces a downgrade from AA+ to AA, citing gross debt more than twice the peer […] The post <a href="https://betterdwelling.com/this-weeks-top-stories-fitch-warns-canada-faces-credit-downgrade-low-scrutiny-mortgages/">This Week’s Top Stories: Fitch Warns Canada Faces Credit Downgrade, & Low Scrutiny Mortgages</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Fitch Warns Canada of Credit Downgrade—That’s Bad News For Mortgages

<![CDATA[Canada’s latest budget could cost households more than just higher taxes. Fitch Ratings warns Canada’s sovereign credit rating is at risk of a downgrade, citing persistently large deficits and no credible path back to fiscal normalcy. A downgrade would act as a red flag for investors—eroding confidence and raising borrowing costs across the economy, from […] The post <a href="https://betterdwelling.com/fitch-warns-canada-of-credit-downgrade-thats-bad-news-for-mortgages/">Fitch Warns Canada of Credit Downgrade—That’s Bad News For Mortgages</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Canadian Employment Is So Strong That People Are Getting Two Jobs

<![CDATA[Canada’s job market showed surprising growth last month, according to Statistics Canada (StatCan). The agency’s latest Labour Force Survey (LFS) shows employment climbed sharply in October, marking a second consecutive month of growth. Employment was so strong that multiple jobholders surged, and seniors—who typically face hurdles to new employment—represented over 1 in 3 workers who […] The post <a href="https://betterdwelling.com/canadian-employment-is-so-strong-that-people-are-getting-two-jobs/">Canadian Employment Is So Strong That People Are Getting Two Jobs</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Canada Cuts Borrowing Despite Bigger Deficit—Here’s What They’re Hiding

<![CDATA[The Government of Canada (GoC) surprised investors this week with a budget that pairs soaring deficits with minimal new borrowing. If that sounds off, it is. Budget 2025 relies heavily on financial engineering, with a significant portion of its funding already issued—it’s November 2025, remember? Banks warn bond issuance is set to soar within months, […] The post <a href="https://betterdwelling.com/canada-cuts-borrowing-despite-bigger-deficit-heres-what-theyre-hiding/">Canada Cuts Borrowing Despite Bigger Deficit—Here’s What They’re Hiding</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>. ]]>

Real Estate News - Canada