On this page you will find snippets of interesting articles on the Canadian Real Estate market. This includes housing sales, unemployment and interest rate trends, and policy measure by the Bank of Canada and government. Enjoy!
<![CDATA[<p>Toronto real estate’s downturn continued last month, showing few signs of improvement. Toronto Regional Real Estate Board (TRREB) data shows home prices made a minor increase in February. Despite the mild bump, sales slipped to one of the lowest levels on record, while robust inventory continued to stagnate in the market. Toronto Real Estate Prices […]</p> <p>The post <a href="https://betterdwelling.com/toronto-real-estate-sales-fall-to-new-lows-prices-tick-higher/">Toronto Real Estate Sales Fall To New Lows, Prices Tick Higher</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canada’s central bank is “chasing its tail,” warns a new Bank of Canada (BoC) staff paper. The researchers studied the impact of including mortgage interest in the Consumer Price Index (CPI), discovering the circular logic. The BoC sets interest rates based on CPI, but CPI includes mortgage interest costs driven by those very rates. As […]</p> <p>The post <a href="https://betterdwelling.com/bank-of-canada-is-chasing-its-own-tail-warns-bank-of-canada/">Bank of Canada Is “Chasing Its Own Tail,” Warns Bank of Canada</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canadian real estate affordability is improving at a record pace—after collapsing at one too. National Bank Financial’s (NBF) Housing Affordability Index shows affordability across the country improved for an 8th consecutive quarter in Q4 2025. The bank’s data reveals meaningful progress, but the core problem remains: Home prices are still deeply unaffordable, even after the […]</p> <p>The post <a href="https://betterdwelling.com/canadian-housing-affordability-makes-gains-still-far-out-of-reach-nbf/">Canadian Housing Affordability Makes Gains, Still Far Out of Reach: NBF</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canadian renters are seeing an improvement after years of hikes, but it’s a bit of a lottery. A new Rentals.ca report shows the gap between asking rental prices and incomes has steadily improved since peaking in early 2023. However, Alberta is the only province considered affordable—defined as the median household spending 30% or less of […]</p> <p>The post <a href="https://betterdwelling.com/canadas-rental-crisis-moves-east-nova-scotia-now-least-affordable-province/">Canada’s Rental Crisis Moves East: Nova Scotia Now Least Affordable Province</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Mortgage Delinquencies Just Made A Rare, Historic Jump Canadian banks are experiencing a sudden and abrupt climb in mortgage delinquencies—again. Banks reported the arrears rate climbed 1 basis point to 0.26% in December, the highest since June 2020. However, the key […]</p> <p>The post <a href="https://betterdwelling.com/this-weeks-top-stories-canada-sees-rare-mortgage-delinquency-surge-delays-immigration-reduction/">This Week’s Top Stories: Canada Sees Rare Mortgage Delinquency Surge, Delays Immigration Reduction</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canada’s banks are still discovering the extent of the mortgage leverage problems their customers face. Canadian Bankers Association (CBA) data shows the mortgage arrears rate climbed in December, hitting a nearly 5-year high. The rate was driven by an abnormally large monthly jump in mortgages entering arrears. Canadian Mortgage Arrears Rate Approaches 5-Year High CBA […]</p> <p>The post <a href="https://betterdwelling.com/canadian-mortgage-delinquencies-just-made-a-rare-historic-jump/">Canadian Mortgage Delinquencies Just Made A Rare, Historic Jump</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canada’s non-partisan numbers watchdog expects policymakers to hit their immigration goal… sort of. A new report from the Parliamentary Budget Officer (PBO) shows Ottawa will hit its temporary resident reduction target. The analysis also reveals it’s being met by delaying implementation and reclassifying 148,000 temporary residents. The latest update presents a plan that prioritizes the […]</p> <p>The post <a href="https://betterdwelling.com/canada-uses-accounting-trick-to-hit-delayed-immigration-target-pbo/">Canada Uses Accounting Trick To Hit Delayed Immigration Target: PBO</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canada is seeing its total active business count hold firm, but a dramatic recomp is happening. Statistics Canada (StatCan) data shows active businesses climbed in November, even if it was a minor advance. Looking past the headline data, there are a few more problems that may not be obvious at first—such as the reliance on […]</p> <p>The post <a href="https://betterdwelling.com/canadas-business-churn-near-record-closures-state-backed-growth/">Canada’s Business Churn: Near-Record Closures, State-Backed Growth</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Official data tells a story of cooling inflation and strong wage growth, but consumers aren’t buying it. TransUnion’s latest Consumer Pulse survey finds most Canadians say they did better than expected in Q4 2025, but the mood is turning fast. Near-term optimism is sliding, while more households see their finances eroding this year. The credit […]</p> <p>The post <a href="https://betterdwelling.com/canadians-fear-inflation-rising-credit-cards-used-as-cash-flow-transunion/">Canadians Fear Inflation Rising, Credit Cards Used As Cash Flow: TransUnion</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Following one of the weakest years on record, Toronto developers just had the worst start to a year ever.BILD GTA and Altus Group data show Greater Toronto new home sales slipped lower in January, making it the weakest on record. The pullback in inventory was met with an even larger drop in sales, leaving the […]</p> <p>The post <a href="https://betterdwelling.com/toronto-new-home-sales-hit-record-low-76-months-of-supply-counting/">Toronto New Home Sales Hit Record Low, 76 Months of Supply & Counting</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
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