On this page you will find snippets of interesting articles on the Canadian Real Estate market. This includes housing sales, unemployment and interest rate trends, and policy measure by the Bank of Canada and government. Enjoy!
<![CDATA[<p>Canada’s central bank won’t love what the latest trade data says about the economy. Statistics Canada’s (StatCan) latest merchandise trade data shows a return to deficit territory in October due to surging imports. Demand is running so hot it’s seeking its fix abroad, while demand for Canadian goods is failing to keep up. The imbalance […]</p> <p>The post <a href="https://betterdwelling.com/canadas-trade-demand-is-running-hot-undermining-boc-rate-cuts/">Canada’s Trade Demand Is Running Hot, Undermining BoC Rate Cuts</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Greater Toronto real estate started 2025 with a whimper and ended with… near silence. Toronto Regional Real Estate Board (TRREB) data shows prices continued to slide in December. The drop was driven by inventory at record highs and sales slipping lower, with the latter’s volume ending 2025 as the weakest volume in 25 years. While […]</p> <p>The post <a href="https://betterdwelling.com/toronto-real-estate-sales-hit-25-year-low-inventory-sets-new-record/">Toronto Real Estate Sales Hit 25-Year Low, Inventory Sets New Record</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canadian households saw their wages grow faster than inflation, but those gains failed to keep up with essentials. That was the take from RBC in its 2026 outlook, noting the cost of food and housing continues to outpace incomes. The bank sees inflation pressures moderating further this year, but warns affordability pressures aren’t going away […]</p> <p>The post <a href="https://betterdwelling.com/canadian-affordability-crisis-to-continue-through-2026-rbc/">Canadian Affordability Crisis To Continue Through 2026: RBC</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canada’s immigration slump is deepening—but not evenly, according to Immigration, Refugees and Citizenship Canada (IRCC). Finalized applications for temporary residents had the weakest October since the pandemic. It’s been a persistent trend over the past year, as the country throttles certain segments. While this has impacted most of the traditional sources, the declines haven’t been […]</p> <p>The post <a href="https://betterdwelling.com/canadian-temporary-resident-applications-plunge-india-drops-ukraine-triples/">Canadian Temporary Resident Applications Plunge: India Drops, Ukraine Triples</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Mortgage Arrears Hit A 5-Year High, Banks Shrink Books Canadian banks saw mortgage arrears hit a five-year high, but that isn’t their only problem. CBA data reveals the mortgage arrears rate climbed to 0.25% in October. At the same time, banks […]</p> <p>The post <a href="https://betterdwelling.com/this-weeks-top-stories-canadian-mortgage-delinquencies-surge-bis-warns-of-government-debt-flood/">This Week’s Top Stories: Canadian Mortgage Delinquencies Surge, BIS Warns of Government Debt Flood</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>There’s plenty of supply for Canadian renters—if they can actually afford it. The CMHC’s 2025 Rental Report shows vacancy rates have more than doubled record lows. They note the increase helped slow price growth in purpose-built rentals (PBRs). Unfortunately, slow isn’t low—and far from a contraction. Rental prices continue to grow much faster than income. […]</p> <p>The post <a href="https://betterdwelling.com/canadian-rental-vacancies-soar-but-rents-still-outpace-wages-cmhc/">Canadian Rental Vacancies Soar, But Rents Still Outpace Wages: CMHC</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Research from the central bank for central banks shows government debt is pushing its limits. The Bank for International Settlements (BIS) latest quarterly review reveals sovereign debt is now so abundant that it’s eroding the discount they once enjoyed. The scale is so large it’s distorting credit markets and mispricing corporate risks while quietly inflating […]</p> <p>The post <a href="https://betterdwelling.com/bis-warns-government-debt-is-so-large-its-distorting-credit-markets/">BIS Warns Government Debt Is So Large It’s Distorting Credit Markets</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canada’s big banks are seeing a sharp erosion in mortgage credit quality. Canadian Bankers Association (CBA) data shows mortgage arrears climbed sharply in October. The rate now sits at a five-year high, but the stress may be even worse than it appears. CBA member banks are holding fewer total mortgages, potentially signaling risk mitigation. Canadian […]</p> <p>The post <a href="https://betterdwelling.com/canadian-mortgage-arrears-hit-a-5-year-high-banks-shrink-books/">Canadian Mortgage Arrears Hit A 5-Year High, Banks Shrink Books</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Canadians might not be buying much real estate these days, but they’re borrowing against it. Statistics Canada (StatCan) data shows home equity lines of credit (HELOC) debt surged in October. Households tapped their home equity at one of the fastest rates in years, sending HELOC debt to a 6-year high. Home Equity Line of Credit […]</p> <p>The post <a href="https://betterdwelling.com/canadian-heloc-debt-climbs-to-179b-the-highest-level-since-2019/">Canadian HELOC Debt Climbs To $179B, The Highest Level Since 2019</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
Read more ...<![CDATA[<p>Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Housing Affordability Improves, Still Near 90s Peak: RBC RBC data shows housing affordability has improved for a seventh straight quarter. The bank estimates a median household needs to spend 53.2% of its disposable income on ownership costs in Q3. If that […]</p> <p>The post <a href="https://betterdwelling.com/this-weeks-top-stories-canadian-housing-affordability-still-near-1990s-bubble-peak-gdp-gains-reverse/">This Week’s Top Stories: Canadian Housing Affordability Still Near 1990s Bubble Peak, GDP Gains Reverse</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>
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